A friend recently traded her vintage Ford Explorer for a spanking new Nissan Maxima under the auspices of the "Cash for Clunkers" program. She was ecstatic, like a Bernie Madoff investor with a guaranteed ten percent return.

Like all Ponzi schemes, the chickens have come home to roost.

With almost 23,000 deals already processed and tens of thousands more in the pipeline, it's possible the $1 billion allocated for the program might have already run out and into the pockets of people like Christie Acosta, who knew a good deal when she saw one.

"I had a 1987 Ford Explorer. We had it for a while and I was ready to get rid of it," Acosta said.

For the economy it's good news, but the government's miscalculation has some a little nervous.

"These are just the deals we have to submit tonight," Crestmont president Bill Strauss said while holding a stack of papers. He said the dealership has over $100,000 on the table.

"If they can't administer a program like this, I'd be a little concerned about my health insurance," car salesman Rob Bojaryn said.

He should worry--any program that has demand outstripping supply will eventually come crashing down. This has been the experience of every government-run health-care system IN THE WORLD. Healthcare is a scarce commodity that has to be allocated in some fashion. If you don't let the market do it, which means allowing individuals to make their own choices, you have to do it some other way.

Canada's moral hazard in this has been chilling--a positively Nazi scenario in which the government decides whether you get healthcare or not based on whether your illness can be treated within budget and whether you can be expected to contribute taxes. Over 65? Take an aspirin. The system is not going to "expend scarce resources" on someone near the end of their life. For the remainder, weeks and in some cases, even years of waiting insure that the really, really sick will have the grace to die before overloading the system.

The demands of political power require you to lay down your life for the glory of the Democrat party. You can ignore this as hyperbole and be lulled by the prospect of "something for nothing", but all you really have to do is look around at the dozens of governmental Bernie Madoffs working feverishly to deal with the consequences of their grand designs.

Obama and the Democrats may be guilty, but you are responsible.